For financial servicesDelivery governance for regulated software
Heavy software spend, high scrutiny, and a growing bill for operational resilience. Arrio gives an independent read of what your software development produces and what risk it carries, in business terms, without leaving your environment.
The problem
High spend, high scrutiny, low visibility
Financial institutions run some of the largest and most heavily regulated software estates, delivered across internal teams and vendors under close supervisory attention. Yet leadership often cannot see, independently, what that development produces or what risk it is carrying.
The stakes are unusually concrete here. 45% of AI-generated code has shipped with a security vulnerability (Veracode, 2025) even as 42% of committed code is now AI-generated (SonarSource, 2026), and 95% of enterprise AI pilots still fail to deliver measurable return (MIT, 2025). In a regulated estate, unseen risk is not just cost, it is exposure.
What is needed is an independent measure that reads the code itself, reports risk and value in business terms, and runs inside your own environment so nothing sensitive leaves it.
- Of committed code is now AI-generated or assisted. (SonarSource, 2026)
- 42%
- Of committed code is now AI-generated or assisted. · SonarSource, 2026
- Of AI-generated code introduced a security vulnerability. (Veracode, 2025)
- 45%
- Of AI-generated code introduced a security vulnerability. · Veracode, 2025
- Of enterprise AI pilots fail to deliver measurable return. (MIT, 2025)
- 95%
- Of enterprise AI pilots fail to deliver measurable return. · MIT, 2025
What you get
Independent delivery governance
What internal teams and vendors actually produce, read from the work, for the people accountable to the board and the regulator.
Risk read from the code
Security, architecture and technical-debt exposure surfaced from the codebase as it stands, not from a self-reported control.
Inside your own environment
Read-only, sandboxed and audit-trailed, with the option to run in your own cloud so nothing leaves your estate, and source code is not stored.
Proof for the AI investment
Whether the AI spend is delivering, measured against what it produces, in a form the board and risk functions can use.
How a regulated organisation uses it
High spend, high scrutiny, and a growing bill for operational resilience. This is how the software estate becomes governable without leaving your environment.
01Agree the deployment before anything is read
The security and deployment model is chosen to suit your posture first, including running inside your own cloud so nothing leaves your estate, with your own model and key where that is required.
02Establish independent delivery assurance
What every team, division and supplier produced, measured by a party that neither builds the software nor sells the tools it runs on. Independence is what makes assurance mean anything to a supervisor.
03Read risk from the code, not the register
Technical debt, complexity, security exposure and concentration risk read from what is actually there, rather than from what has been self-reported into a risk register.
04Evidence the AI investment
What is AI-generated, and whether it meets the standard. Increasingly a question from boards, auditors and regulators, and one very few institutions can answer with data.
05Keep the trail
A consistent, independently produced record of what the estate produced over time. Useful in the year it is created, and far more so in the year someone asks for it.
Questions
The questions worth asking
Can it run without our code or data leaving our environment?
Yes. Arrio can run inside your own cloud, so nothing leaves your estate. Access is read-only, sandboxed and audit-trailed, and the source code is not stored. Regulated organisations can also bring their own AI model and key.
How does independence help with assurance?
A measure produced by the teams being assessed is not an independent assurance. Because Arrio does not sell the tools it measures, does not host the code and has no stake in the result, the read is one the board and risk functions can rely on.
Does it work across our vendors as well as internal teams?
Yes. Internal and vendor code are read on the same independent terms, so delivery across the whole estate is comparable rather than a patchwork of separate reports.
Sources
- SonarSource State of Code, 2026 42% of committed code is AI-generated or assisted.
- Veracode, 2025 45% of AI-generated code introduced a security vulnerability.
- MIT, 2025 95% of enterprise AI pilots fail to deliver measurable ROI.
An independent read of regulated software, without leaving your environment.